At 360 Credit Repair, we understand the importance of having a healthy credit profile. Your credit score impacts many aspects of your financial life, from securing loans and mortgages to obtaining favorable interest rates and even potential employment opportunities. That’s why we’re dedicated to helping individuals like you take control of their credit and achieve financial freedom.
Our mission at 360 Credit Repair is simple: to empower our clients to improve their credit health and unlock greater financial opportunities. We believe that everyone deserves a second chance and the opportunity to build a brighter financial future. Through personalized credit repair solutions and expert guidance, we strive to provide our clients with the tools and knowledge they need to succeed.
When you choose 360 Credit Repair, you’re choosing a team of experienced professionals who are committed to your success. Here’s what sets us apart:
Understanding that every individual’s credit situation is unique, we assess your specific needs and create a tailored credit repair plan to achieve your goals.
With years of industry experience, our credit experts navigate the complexities of credit repair, guiding you with education, support, and actionable advice.
At 360 Credit Repair, honesty and ethics are paramount. We prioritize transparency, keeping you informed on your credit repair journey.
Committed to achieving outcomes, we work to remove inaccuracies, improve your credit score, and rebuild your credit history, helping you reach your goals.
First, we'll comb through your credit reports, working with you to identify any suspicious negative items that could be wrongfully hurting your credit.
Next, we'll send challenges on your behalf to the credit bureaus and your creditors. If they can't verify your items as accurate, fair and substantiated, they must remove them.
Finally, as we work through each of your questionable negative items, we'll also help you develop smart credit habits to maintain your credit moving forward.
Reviewing credit reports from major bureaus (Equifax, Experian, TransUnion) to identify inaccuracies, errors, or outdated information that may impact credit score negatively.
Assisting in disputing inaccuracies, errors, or discrepancies found on credit reports with bureaus and creditors, involving submission of dispute letters or evidence.
Negotiating with creditors on your behalf to settle or negotiate terms of outstanding debts, such as payment plans or settlements.
Monitoring changes to your credit reports and scores over time, providing regular updates on your credit status and progress.
Providing financial education and counseling to help understand credit scoring, budgeting, debt management, and responsible credit usage.
Monitoring changes to credit reports and scores over time, providing regular updates on credit status and progress.
Validating the legitimacy of debts listed on your credit reports, ensuring creditors provide proper documentation to verify debt validity.
Assisting in resolving issues related to identity theft, including fraudulent accounts or inquiries on credit reports.
